#indemnity-calculator {
    max-width: 600px;
    margin: auto;
    padding: 20px;
    border: 2px solid #ddd;
    border-radius: 10px;
    background: #f9f9f9;
}
.lang-toggle {
    text-align: center;
    margin-bottom: 15px;
}
.lang-toggle button {
    margin: 5px;
    padding: 8px 16px;
    border: none;
    border-radius: 5px;
    cursor: pointer;
    background: #021734;
    color: #fff;
}
.lang-toggle button.active {
    background: #f5b904;
    color: #021734;
}
#calc-form label {
    display: block;
    margin-top: 10px;
}
#calc-form input, #calc-form select {
    width: 100%;
    margin-top: 5px;
    padding: 8px;
    border: 1px solid #ccc;
    border-radius: 5px;
}
#calc-form button {
    margin-top: 15px;
    width: 100%;
    padding: 10px;
    background: #021734;
    color: #fff;
    border: none;
    border-radius: 5px;
    font-size: 16px;
    cursor: pointer;
}
#calc-form button:hover {
    background: #f5b904;
    color: #021734;
}
#result {
    margin-top: 20px;
    padding: 10px;
    background: #eef;
    border-radius: 5px;
    font-size: 16px;
}
.services-heading {
    text-align: center;
    margin: 30px 0 20px 0;
    font-size: 24px;
    color: #021734;
}
.services-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 15px;
    max-width: 1000px;
    margin: auto;
}
.service-card {
    border: 2px solid #ddd;
    border-radius: 8px;
    overflow: hidden;
    text-align: center;
    text-decoration: none;
    color: inherit;
    transition: transform 0.2s, box-shadow 0.2s;
}
.service-card img {
    width: 100%;
    height: auto;
}
.service-card h3 {
    margin: 0;
    padding: 10px;
    background: #021734;
    color: #f5b904;
}
.service-card:hover {
    transform: translateY(-5px);
    box-shadow: 0 4px 10px rgba(0,0,0,0.2);
}